Bright Credit Services

Credit Card Debt Relief, Student Loan Consolidation, Reverse Mortgage, Life Settlement, and Credit Repair Solutions That Work For You

Your financial situation is as unique as you are. The Bright Credit team of experts has more than 17 years of experience helping people just like you get out of debt, consolidate your student loans, get a reverse mortgage, get a life settlement, improve your credit, and build a brighter future.

Who can you trust when most of the advice that you receive is biased towards the company that’s trying to sell you the only option that they offer. We take a different approach, we educate you on all of your options and tell you the good, and the bad of each one. We let you decide which option will work best for you.

We only offer proven solutions that have been around for over 20 years that millions of Americans use every year.

You’ll benefit from having consumer advocates on your side. We offer a free, unbiased confidential consultation to answer any credit card debt, student loan, reverse mortgage, life settlement, or credit question you have. You can find out the best option for your circumstances with no pressure or obligation.

If you’ve experienced a financial hardship and can no longer afford your minimum payments, you could qualify for Debt Settlement. Creditors often settle for a reduced amount (sometimes up to a 60%* reduction) to regain some of their money. This program has been around for over 20 years and could reduce your minimum payments by half or more.

Do you have high interest rates? For Credit Counseling/Debt Management, don’t trust just anyone to speak to creditors on your behalf. We can secure dramatic interest rate reductions and the terms that help you get out of debt faster. We use a licensed and bonded company or a non-profit 501(c)3 to service your accounts and will provide you with a free analysis so you can see how much money you’ll save before you join.

Do you need to consolidate your federal Student Loans and lower your monthly payments by up to 50% or more? Do you need to stop a wage garnishment or collection calls? Do you want to go back to school but can’t because you are in default? Call now to see how much money that you can save and to see if you qualify.

Maybe you’re just concerned with improving your credit score. You’ll also find everything you need to know about Credit Improvement on our website and from our experienced counselors. Go to our Credit Repair Services page and receive all 3 of your credit reports for free and to also receive your TransUnion and Experian credit score for free.

Are you looking for a Reverse Mortgage? If you’re age 62 or older and have 50% or more of equity in your house, see if you qualify to eliminate your monthly mortgage payment. This is an FHA insured loan and you can even purchase a primary residence if you put 50% or more down but not have a monthly mortgage payment for life.

Do you need a Life Settlement? Do you own a life insurance policy over $100,000.00 and your health is failing or are terminal and can’t afford the policy anymore? You might qualify to receive a lump sum of cash now instead of letting the policy lapse.

You’ll learn all your options – and the pros and cons of each one. We are the debt and credit experts. We’ll tell you what other companies try to hide from you. Call, email, or contact us online today and see how we can help change your financial future.

Not sure what kind of help is right for you?  Take advantage of our free confidential consultation. We’ll evaluate your situation and give you objective recommendations – free and with no obligation.