Debt Management
HOW A DEBT MANAGEMENT PLAN CAN HELP
Why lose another night’s sleep? Why dread answering the phone? Why walk around with that sick feeling in the pit of your stomach? Putting it off only makes it worse.
How can Bright Credit help you?
You don’t have to go it alone. You will be assigned to a trained debt counselor who will review your financial situation, and design a simple, affordable repayment program just for you.
No more nasty phone calls. No more ugly fights about money. We will consolidate most of your unsecured debts into one convenient payment each month and you will be debt-free faster than you ever thought possible.
Our program negotiates with creditors to create the ideal repayment plan for you. We assess each client’s financial situation and tailor a program that satisfies the client’s needs. Our debt management plan provides you with the following benefits:
- Consolidation of most of your unsecured obligations into one low monthly payment
- Significantly lower your interest rates, usually 6-10% (sometimes down to 0%)
- Save your credit
- Get you out of debt much faster
You will be assigned to your own personal debt counselor. Your counselor will review your debts and financial situation and tailor a program that satisfies your individual needs. Our agency has thousands of clients across the country, and has existing relationships with most major creditors and lending institutions. Our agency’s experience in dealing with creditors is unequaled in the industry, this allows us to obtain dramatic interest rate deductions and other favorable terms for our clients. You can get out of debt sooner and begin building financial security.
This is all done without the need for taking out a loan, since this is not a loan our debt management plan does not require you to put up collateral, such as a house. We accept most unsecured debt, such as credit card bills, and personal loans.
With our specially designed program, you can save monthly by reducing your interest rates and lowering your monthly payments. By significantly reducing the interest, you will drastically cut your pay off time from 15-20 years or more, down to 3-5 years. This will result in saving you thousands of hard earned dollars in finance charges.
Our debt management plan is a “win-win” situation for the consumer, and is one of the recommended ways of effectively dealing with excessive consumer debt. You can save hundreds on a monthly basis and thousands of dollars over the life of our program.
If you have a number of debts that total over $15,000 that are current, late, or have high interest rates (over 15%), please come talk to us and see if you qualify for our debt management plan. You can end the stress of being in debt, fielding aggressive creditor calls and get your finances back on track. Our consultations are free, informative and you have no obligation to use our service.
Call us now at 1-800-699-9740 and have your credit card statements with you.
Not sure what kind of help is right for you? Take advantage of our free consultation. We’ll evaluate your situation and give you objective recommendations – free and with no obligation. Call us today at 1-800-699-9740. Or if you prefer someone to contact you, just fill out the contact form below.
